It is absolutely ridiculous that these banks are reluctant to pay the American people back their money. The banks wouldn’t even be in business if we hadn’t implemented the TARP Program in late 2008. I think the tax Obama is pushing for against the bank is something that needs to happen. Moreover, it will keep large banks in check as well as allowing smaller banks greater competition. The program is said to last for a decade, and the left over money would be used to cut the deficit. The banks should not have a problem giving back tax payer’s money especially if they are giving themselves bonuses.